Most people know they need life insurance, but don't know how much and if they can afford it.
Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you? At Swimmer Insurance we can help. Our dedicated team of life insurance professionals understand the market. That means we can find the right plan – or mixture of plans – for your specific needs.
Most people choosing term life have a strategy for long term net worth. They need specific coverage for a period of their lives to protect debt, loved ones, and children. For a homeowner with children it might make sense to have a term life policy to cover the mortgage and living needs until their children are old enough to provide for themselves – in this case the term would expire around the time your children move out.
Whole life can be used in the retirement years as cash assets. It can provide equity for loans and have fixed payments that do not increase with time. Many times whole life policies will pay dividends - although not always.
With so many options many people find themselves overwhelmed. One of our life insurance professionals can put together the right life insurance quote for you. Contact Swimmer Insurance directly at 704.333.6694 for more information!
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