North Carolina Homeowners Insurance
Purchasing North Carolina homeowners insurance can get confusing, and at Swimmer Insurance we understand this. Although you are not legally required to purchase NC home insurance as you are with Carolina auto insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for North Carolina or South Carolina homeowners insurance, don’t fret! Swimmer Insurance is an independent North Carolina insurance agency that can shop multiple carriers to get you the best NC home insurance policy available to you!
Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic North Carolina homeowners insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Umbrella policies (additional liability)
The needs of every home owner are different and your Carolina home insurance policy should reflect that. Whether you need home insurance in Rock Hill SC or homeowners insurance in Charlotte NC, the agents at Swimmer Insurance will create a homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form today for a free North Carolina homeowners insurance quote!